The City of Ocala is soliciting proposals for property and casualty insurance broker services for the following lines of coverage:

• Property and Inland Marine
• Public Officials
• Privacy (Cyber) Liability
• Aviation
• Crime
• AD&D
• Pollution
• Liquor Liability (Golf Course and Theater)
• Fiduciary Liability (General Employees, Police & Fire)
• Surety Bond – Highway Bond
• Workers Compensation
• Fire Fighter Cancer Benefit
• Automobile
• General Liability

SERVICES: The broker shall perform a full range of services for the City related to the property and casualty insurance lines shown above. This includes, but is not limited to:

• A. Design, market, and implement programs that adequately and economically protect the City of Ocala and designated parties.
• B. Develop and issue solicitations for coverage lines; evaluate proposals; and make recommendations regarding carriers, coverage, limits, terms, conditions, and exposures.
• C. Identify programs, products, and insurers capable of meeting the City’s insurance needs.
• D. Review policies and endorsements for accuracy and conformance with negotiated coverage.
• E. Develop an annual schedule of coverage that lists the policy by coverage, company, policy number, policy duties, premium, and brief description.
• F. Issue and deliver valid and timely binders for insurance policies purchased by the City through the broker.
• G. Assist the City in developing insurance requirements for the various contracts (design, construction, and service) and in reviewing insurance policies, contracts, leases, and bonds as requested by the City.
• H. Coordinate with the City’s HR/Risk Management representative to assure that up-to-date exposure data will be incorporated into the issuance of newly purchased policies.
• I. Audit the City's Workers’ Compensation classification coding.
• J. Promptly and accurately process insurance policy certificates and endorsements and other change requests as needed.
• K. Represent the City in negotiations with insurers, underwriters, insurance regulatory authorities, and other parties on brokered policies.
• L. Assure that insurance policies purchased are delivered in accordance with the proposal(s) that were accepted by the City.
• M. Coordinate loss control/safety services desired by the City that are available at “no-cost” from the insurers whose policies were purchased through the broker.
• N. Provide evaluation, training, and education relative to loss control, safety, claims management, and related topics in the area of risk management.
• O. Provide information concerning new exposures, regulatory requirements, and uninsurable risks.
• P. Respond to questions and inquiries from City of Ocala HR/Risk management representatives.
• Q. Serve as a resource for information on coverage issues, policy interpretation, claims issues, potential exposure, and other issues.
• R. Assist in risk-related issues in contractual agreements.
• S. Maintain and protect confidential information.
• T. Provide COI review and provide guidance on coverage.

Each firm must submit a fixed annual fee amount for any and all services and expenses. This fee should be full compensation for the broker’s professional services and shall include any and all travel required by the broker to meet with City staff as outlined in the Scope of Work and the proposer’s approach and methodology. Additional compensation will not be paid to the broker or to any other party and is strictly prohibited.